Welcome To Namco Bank

Loan Schemes

# Name of the product Rate of intrest % Tenor
1 Sulabh Gruha Scheme Home Loan (Salary Person) 8.50* To 9.50* 20 Years (240 Months)
2 Vehicle (Personal Car Loan) (VLPER) 8.50* to 10* 7 year
3 Vehicle (Electric Vehicle Personal Car Loan) (VLPER) 8.40* to 9.75* 7 year
4 Vehicle Two Wheeler Loan(VLPER) 10.50* 5 year
5 Vehicle (Electric Two Wheeler Loan VLPER) 10.25* 5 year
6 Gold Loans to Farmer ( Up to 4 Lakh Subject to Provided 7/12)(GLBUL) 8.50* 3 Years
7 Gold Loan ( above 4 Lakh) (TLGLD)(Term Gold Loan) 8.90* 1 Years
8 Namco Green Energy loan (Solar Loan) (TLNGE) Upto 10 Lackh For Personal Use 10* Not Active
9 Namco Green Energy loan (Solar Loan) (TLNGE) Above 10 Lakh for Commercial Purpose 12 (Rating 9.50 to12)* 5 to 15 Years
10 Namco Professional Loan (TLNRL) 9 to 9.50* 1 Years
11 Secured Personal Loan (TLSPL) 12* 7 Years
12 Education Loan (TLEDU) 9 to 9.50* 1 Years
13 Govt. Security/LIC Assign 9*(From 20/09/2022) 7 Years
14 Hypothecation ( CCGEN) 12 (Rating 9 to 12)* 10 Years
15 Hypothecation Installment (TLHYP) 12 (Rating 9.50 to12)* 5 Years
16 Working Capital (CCGEN) 12 (Rating 9.50 to12)** 10 Years
17 Working Capital Installment (TLWCI) 12 (Rating 9.50 to12)* 1 Years
18 Machinery Loan (TLSME) 12 (Rating 9.50 to12)* 3 Years
19 Old Machinery Loan (TLSME) 12 (Rating 9.50 to12)* 5 Years
20 Godown Constraction (TLSME) Activity run by Own entity 12 (Rating 9.50 to12)* As per agreement period
21 Hospital Construction (TLSME) Activity run by Own entity 12 (Rating 9.50 to12)* 10 Years
22 Industrial Shed Loan (TLSME) Activity run by Own entity 12 (Rating 9.50 to12)* 10 Years
23 Cash Credit (CCUNS) Cash credit Unsecured 13* AS per RERA Period
24 Cash Credit Installement (TLPSL) 13.5* 10 Years
25 Personal Loan (Only Salary Person ) (TLPSL) 12* 15 Years
26 Advance Against on Lease Agreement (TLLAP) 12* 10 Years
27 Shop Purchases and Constraction (TLSME) 12* 3 Years
28 Furniture 12*
29 Project Finance (TLBCL) 12* 10 Years
30 Educational Institution Building Constriction (TLBCL) 12 * 10 Years
31 T.L.S.M.E. Assets Back loan (TLSME) 12 * 10 Years
32 SME TL (TLSME) 12 *
33 MSME ( Pos ) (TLSME) 12 * As per FDR Due date
34 Wear House 12 * Yearly Renewal
35 Godown Constraction (TLSME) Godwn Made for Renting 12 * Not Active
36 Hospital Construction (TLBCL) Hospital Made for Renting 12 * As per Customer Demand
37 Property Loan (TLLAP) 13.5*
38 Pledge Loan 13.5*
39 FDR Advance (ADBUL) As per FDR Rate excess 1.00 and if third party person 2
40 Bills Payble 13.5*
41 Bank Guarantee After Revoke 14.50*
42 Bedana (Raisins and Dry foods Pledge) 11*
* Terms and conditions will be applicable as per banks rule
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